National Flood Insurance Program
Recently, there have been major changes made to the National Flood Insurance Program. The changes were passed by Congress in July of 2012 and, for some, may result in large premium rate increases to current and new flood insurance policies in the near future. All homeowners, business owners and future property owners are encouraged to learn about these changes and how their policies may be affected. We recommend that you contact your insurance provider directly for more details.
Consumer's Resource Handbook
Published by the Consumer Information Center, this site features valuable information that no consumer should be without. Also, included is the Consumer Assistance Directory with contact information for national consumer organizations, trade associations, state and local consumer protection offices, and state and federal agencies.
The Better Business Bureau
The Better Business Bureau provides instant access to business and consumer alerts as well as many other helpful resources, you can even file your complaint online. This web site is provided by the Council of Better Business Bureaus, Inc., and the BBB system of over 150 Bureau's located throughout the United States and Canada.
The Internet is an exciting tool that puts a vast amount of information at your fingertips. With a click of a mouse, you can buy an airline ticket, book a hotel, send flowers to a friend or purchase your favorite stock. Keep in mind the following tips to help ensure that your online shopping experience is a safe one.
Kelley Blue Book
Kelley Blue Book...don't buy or sell a car without checking out this invaluable guide. Learn your car's trade-in and resale value or get free new car pricing reports with specs, photos, invoice and more.
Consumer Line is the online service of the Office of Consumer and Business Education of the Bureau of Consumer Protection. The full text of approximately 150 consumer publications on a wide range of categories is provided.
United States Postal Service
This site helps the consumer to protect themselves from chain letters, freegift scams, telemarketing, lotteries and more.
- Click here to learn more about a popular type of fraud: the work-at-home scam.
AARP Consumer Protection
Frauds, scams and common mistakes are something you can avoid if you have the right information. Protect yourself and your loved ones with important information about all the latest scams out there.
Government links to dependable consumer health information.
Easy to use health specialty categories, maintained by medical school libraries in the Pacific Southwest Region of the National Network of Libraries of Medicine.
Harvard Library of Congress
A catalog using Library of Congress classification. It has several links to worldwide sites for medicine.
National Library of Medicine
Free Access to a variety of databases, maintained by the National Library of Medicine, such as MEDLINE, AIDLINE AND HEALTHSTAR.
This site providing services that help physicians, consumers, health care providers and health plans understand the complexity of the healthcare system and research questions they have about medical problems.
Sites to Help Identify Health Fraud
These sites will help identify how fraud may occur by both the educated medical experts and the common person with unsupported advice.
Your Home and Taxes
Internal Revenue Service
The information provided by the Internal Revenue Service (IRS) will help you with all of your tax questions. This site provides homeowners with information on what expenses they can and cannot deduct. Residential Rental Property (Publ 527) helps you with dilemmas by discussing rental income and expenses, and explains how to report them on your return. Moving Expenses (Publ 521) explains the deduction of certain expenses because you changed job locations or started a new job due to a move. Selling Your Home (Publ 523) explains the tax rules that apply when you sell your main home. Tax Information for First-Time Homeowners (Publ 530) provides tax information for first-time homeowners including how you treat items such as settlement and closing costs, real estate taxes, home mortgage interest, and repairs.
Files will be viewed as downloadable PDF files.
Year around tax guide: Current articles on the latest tax news along with calculators and advice.
Exchanging can sometimes involve complicated legal and tax issues. And, the failure to comply with applicable Like-Kind Exchange Regulations can jeopardize the potential tax deferred status of your transaction.
Better Homes and Gardens®
Whether you're fixing a clogged drain, building a deck, wiring that new addition, or adding landscape to your yard--we've got the site for you. Search from more than 1,000 home improvement tips that can save you time and money.
Kitchen & Bath Consumer Resources
Excellent online resource from the National Kitchen and Bath Association includes helpful planning checklists, a guide to understanding the remodeling process, and tips from the pros.
Everything you ever wanted to know about....you guessed it, your toilet! Stop by this unique site and you will probably discover some things you never knew you needed to know about saving money and water.
Hometime is the source for information on home improvement, remodeling, and home repair. Our website is divided into four main categories: Projects, Information, TV, and Store.
Popular Remodeling Projects: Cost vs. Value
Updating and remodeling kitchens and baths will add the most value to your home. In some instances, these projects could possibly return more than 100% of the cost if the home is sold within a year. Here are the highlights from Remodeling Magazine's special report.
The Old House Web Guide
This site has expert advise on several home owner projects. It will even help you find a contractor in your area. It has an online magazine you can sign-up for and receive at no charge.
Moving and Relocation
Moving With Kids
Moving is as hard for kids as it is for adults. By considering a move in three stages - before, during, and after - and thinking about your children's needs during each stage, you can make a big difference in how your kids feel about the move and how they adjust afterwards.
Official Change of Address Form
This section allows you to change your address information and then print your completed Change of Address form. In addition, you can use the entered information to print Address Change Notification Letters and mail them to family, friends, and business associates to let them know of your move.
Moving With Your Pets
If pets are a part of your family, remember that moving, whether down the block or across the country, is just as stressful for them as it is for you. However, this stress can be greatly reduced with good planning and the tips that you'll find here.
Packing Your Stuff A-Z
From air conditioners and artwork to big screen televisions and washing machines, learn from the experts how to get everything ready for the moving van.
After Your Move
Congratulations - you survived the big move! Now what? Here's a list of the most important items to attend to during the first week after your move.
News and Newspapers Online
A comprehensive list of links to virtual newspapers and news sites around the world. It is maintained by the Electronic Information Resources staff of the Walter Clinton Jackson Library at the University of North Carolina at Greensboro. Be sure to use the geographic links or browse by title.
U.S. Cost-of-Living Comparisons
Use an interactive cost-of-living comparison calculator to understand the effects of relocation on your dollar's buying power.
Find today's rates for over 164 countries. This site includes historical tables, too.
Fast Area Code Look-Up
Need an area code for a city? Have an area code you don't recognize? This fast source helps with both.
US Postal Service Zip Code Directory
This site contains zip+4 codes for the United States. You can look up associated zip codes, and even file a change of address online.
Sometimes even a professional gardener needs a little help now and then. HGTV.com's Gardening Basics are designed to help both novice and experienced gardeners with detailed, step-by-step instructions for a wide variety of gardening activities.
This site provides articles, gardening tips, and a Q&A section for all your needs. You can find how-to projects and check out regional reports.
Look here to find advice on growing herbs and explore the rich uses of herbs, from cooking to crafts, aromatherapy to natural cosmetics.
A site devoted to roses and the gardeners who cultivate them. The Rosarian features articles, images and forums to discuss with others this aroma pastime.
This site is easy to use and is regionalized with a library for questions on several plants. If you can't find the answer on this site, they will search the Internet during your visit.
Tools to Use
Your Elected Representatives in Congress
Learn who they are, how to contact them, how they voted on the issues that matter to you most, and more.
Enter your location anywhere in the world to get a street map of the three ATM's closest you.
Where to Write to Obtain Vital Records
If you need to obtain birth, death, marriage, and divorce certificates, you will find this site of value. An alphabetical directory is provided for those users who want direct access to individual state and territory information.
Several Sources to Locate People
We have provided several sites to allow you to locate friend, relative and others. Search the sites for our favorites.
Internet Tips / Photography
Adobe Photoshop Elements 6.0
A great program for the novice to organize photos into albums. You can then load them into a community-building web page allowing you to share photos, along with event calendars, address books, create fun keepsakes and improve the quality of your prints.
Create Slide Shows with Sound
TURN UP YOUR PHOTOS using a music library and the Mslide Wizard, you can build and broadcast a streaming slideshow in minutes. It's easy, fast, fun and FREE!
Build Photo albums
The following sites provide ways for sharing photos with family, photo storage, album creation and ideas for buying prints and gifts.
Food and Dining
A culinary dream come true for gourmet cooks, foodies and the curious. Secret ingredients, anecdotes, tips, and recipes from famous chefs and cookbook authors.
Epicurious Food: For People Who Eat
Access such fine publications as "Gourmet" and "Bon Appetite" or check out their extensive "Drinking" index with over 700 libations.
The Global Gourmet
One of the leading and most acclaimed food sites on the Net. Each weekday this delicious site presents a fresh, new recipe, cooking tips, food news, product reviews and more.
Cooking With Kids For Dummies
This site contains excerpts, additional tips and recipes, fun & games, links to other kids' cooking sites plus "The Peppered Leopard Kids" area.
Calorie Control Council
If you're looking for information on cutting calories and fat in your diet, achieving and maintaining a healthy weight, or your favorite low-calorie, reduced-fat foods and beverages (and the ingredients that make them possible)....you've come to the right place!
This is one of the most comprehensive MP3 sites on the Web. Featuring "news in the morning," there are also numerous other MP3 and midi music resources provided.
Enhance Music Searches
Audiofind has a pleasantly simple interface that lets you either search, or browse by artist, genre, or song title. It also shows its most popular searches.
Resources for Privacy Protection
Junk Mail Filters
Most e-mail programs have filtering tools to weed out spam. But they are often difficult to set up. The following programs have thousands of filters already created to rid yourself of those unwanted emails.
Cookies are files deposited on your computer - often without your knowledge. They are used to track your movement across the Web. Most experts advise removing them from time to time. Here are two programs that can help.
Security experts advise the use of several passwords on different web sites. However, most use the same passwords on all sites. Here are two sites that manage the passwords for you.
Privacy Web Sites
One of the emerging issues on the Internet involves our privacy. Here are several sites that can assist with those issues and lodging complaints.
Just for Kids
Explore this FUN list of websites for kids... See photographs through a high power microscope, see the world through the eyes of a bee, make animations on your own computer, or help save the rainforests, the possibilities are endless. If you have a favorite site for kids, use our suggestion form at the bottom of this page to tell us about it.
Click a topic below and have a blast!